Personal Loan:
Loans are subject to approval. Normal lending terms and conditions apply.
Loan to Shares:
Shares to the value of the loan will be held until the loan is cleared. Shares will be offset against the loan if arrears occur. Loans are subject to approval. Normal lending terms and conditions apply.
First Time Borrower Loan:
To avail of this loan rate the member must have never held a loan with Athenry Credit Union Limited or have not held a loan with us in the last 5 years. Loans are subject to approval. Normal lending terms and conditions apply. Future topping up of the first time loan is not permitted. Loans are subject to approval. Repayments must be made by direct debit. Normal lending terms and conditions apply.
Car Loan (Special Rate):
To avail of this rate the payment for the car must be made directly to the car selling garage by way of draft or bank transfer. Loans are subject to approval. Loans are subject to approval. Repayments must be made by direct debit. Normal lending terms and conditions apply.
Electric Vehicle Loan:
To avail of this rate the payment for the car must be made directly to the car selling garage by way of draft or bank transfer. Documentation from garage to be provided prior to drawdown confirming electric vehicle being purchased and year of manufacture of same. Athenry Credit Union will offer the applicant(s) an additional €2,000.00 increase on their electric vehicle loan to go towards costs associated costs in relation to their electric vehicle e.g., charge point at the principal private residence, cables etc. No additional documentation will be sought for this cost from the member(s). Loans are subject to approval. Repayments must be made by direct debit. Normal lending terms and conditions apply.
Wedding Loan:
Loans are subject to approval. Normal lending terms and conditions apply.
Holiday Loan:
Loans are subject to approval. Normal lending terms and conditions apply.
Education Loan (Special Rate):
Evidence of the educational course being undertaken to be supplied by applicant. Loans are subject to approval. Repayments must be made by direct debit. Normal lending terms and conditions apply.
Community:
Where the application is for over €25,000, the community group must provide a detailed business plan and 2 years cash flow projections to support their application. Loans are subject to approval. Normal lending terms and conditions apply.
Green Loan:
The member must provide documentation in relation to their green proposal to avail of the Green loan interest rate.Loans are subject to approval. Repayments must be made by direct debit. Normal lending terms and conditions apply.
Switcher Loan:
To avail of this rate the new or existing member of Athenry Credit Union Limited must hold a loan with another financial institution that will be cleared in full if the switcher loan is approved. The loan to be cleared must not be in arrears. The loan will be cleared by way of a credit transfer directly to the loan account - a recent bank statement for the loan detailing the BIC and IBAN must be provided. Loans are subject to approval. Normal lending terms and conditions apply. Future topping up of the switcher loan for other purposes is not permitted. Loans are subject to approval. Repayments must be made by direct debit. Normal lending terms and conditions apply.
Business Loan:
Repayments must be made by direct debit for Business Loans Over €25,000. The business loan rate for loans over €25,000 is only available to new loan applications. Please note this loan cannot be used as a replacement for an existing loan product currently held with Athenry Credit Union. To apply for this loan the member(s) will also have to provide a full business plan and 2 years cashflow projections in addition to the normal documents required.
Loans are subject to approval. Normal lending terms and conditions apply.
Home Improvement Loan under €25,000:
Loans are subject to approval. Normal lending terms and conditions apply.
Home Improvement Loan greater than or equal to €25,000:
Quote for work being undertaken and/or product being purchased for your private dwelling house, Planning permission (if required) to be supplied by the member. Please note this loan cannot be used as a replacement for an existing loan product currently held with Athenry Credit Union. It is to be solely used for new work undertaken and/or product purchased for your private dwelling house where same costs €25,000 or greater. Loans are subject to approval. Repayments must be made by direct debit. Normal lending terms and conditions apply.
Repayments must be made by direct debit. Loans are subject to approval. Normal lending terms and conditions apply.
Home Mortgages:
Where a member has drawn down a mortgage of over €150,000, Athenry Credit Union will reimburse the members legal costs to a maximum value of €1500.00. The member(s) must first pay their legal costs and then provide Athenry Credit Union with a paid receipt from their solicitor. Athenry Credit Union will then deposit the €1500.00 into the member(s) share account held with Athenry Credit Union.
Repayments must be made by direct debit.
Click here to view additional loan documents required to apply.
