Let us cover your mortgage legal costs

Where a member has drawn down a mortgage of over €150,000, Athenry Credit Union will reimburse the members legal costs to a maximum value of €1,500.00.¹

Mortgage (Loan to Value) ≤ 60%)

3.5% Per Annum

Mortgage (Loan to Value) > 60%)

3.695% Per Annum

Free Loan Protection Insurance

Loan Protection Insurance covers Athenry Credit Union Mortgages free of charge, click here to find out more. (Eligibility, terms and conditions apply).

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Mortgage Rate Examples

3.5% P.A.

Mortgage (Loan to Value ≤ 60%)

Amount Requested:
€200,000.00
Term:
420 (Monthly)
Purpose:
Mortgage (Loan to Value ≤ 60%)
Repayment:
€826.59
Loan Balance:
€200,000.00
APR:
3.57%
Total Cost of Credit:
€147,114.07
Total Amount Repayable:
€347,114.07
Representative example as at 17/01/2022.

3.695% P.A.

Mortgage (Loan to Value > 60%)

Amount Requested:
€200,000.00
Term:
420 (Monthly)
Purpose:
Mortgage (Loan to Value > 60%)
Repayment:
€848.75
Loan Balance:
€200,000.00
APR:
3.75%
Total Cost of Credit:
€156,420.91
Total Amount Repayable:
€356,420.91
Warning - If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning - If you do not keep up your repayments you may lose your home.
Warning - The cost of your monthly repayments may increase.
Warning - Possible fluctuations in the interest rate could affect the amount payable.

Mortgage repayments must be made by direct debit.

¹ Where a member has drawn down a mortgage of over €150,000, Athenry Credit Union will reimburse the members legal costs to a maximum value of €1500.00. The member(s) must first pay their legal costs and then provide Athenry Credit Union with a paid receipt from their solicitor. Athenry Credit Union will then deposit the €1500.00 into the member(s) share account held with Athenry Credit Union.

Security, property insurance and life cover required.
Loans are subject to approval. Terms and Conditions apply.

Athenry Credit Union Limited is regulated by the Central Bank of Ireland.