Our Loan Benefits Await you

To ensure your peace of mind, we provide Free Loan Protection Insurance. Our loan approvals are determined by your ability to repay, not on your savings.
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Loans made easy

At Athenry Credit Union we have an Education Loan (Special Rate) at a low variable rate of 5.4% P.A. (5.54% APR).

Free Loan Protection Insurance

Loan Protection Insurance is the cover that Athenry Credit Union provides for eligible members with Credit Union loans. The premium for this insurance is paid by the Credit Union. Should a member with an outstanding loan balance die, the balance is repaid in full, subject to terms and conditions and certain cover limits which apply. If you are an eligible member, this means that you can borrow from Athenry Credit Union in the full confidence that your dependents will not be obliged to repay the outstanding loan balance in the event of your death*. Learn more here.

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Education Loan Examples


EDUCATION LOAN (Special Rate)

5.4% P.A. (5.54% APR)

Amount Requested:
€2,000.00
Term:
12 (Monthly)
Purpose:
3rd Level Education
Repayment:
€39.53
APR:
5.54%
Total Cost of Credit:
€55.35
Total Amount Repayable:
€2,055.35
Representative example as at 16/04/2019

EDUCATION LOAN

8.09% P.A. (8.4% APR)

Amount Requested:
€2,000.00
Term:
12 (Monthly)
Purpose:
Home Improvement Work
Repayment:
€174.08
APR:
8.4%
Total Cost of Credit:
€88.95
Total Amount Repayable:
€2,088.95
Representative example as at 19/06/2023

Evidence of the educational course being undertaken to be supplied by applicant.

Warning: This is a variable rate, the cost of your repayments may increase.

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