Our Loan Benefits Await you

To ensure your peace of mind, we provide Free Loan Protection Insurance. Our loan approvals are determined by your ability to repay, not on your savings.
Not a member yet? No problem! You can easily join through our convenient app

Loans made easy

Thinking of renovation and looking to spread the cost? At Athenry Credit Union we have a Home Improvement Loan at a variable rate of 6.31% P.A. (6.5% APR) on loans over €25,000.

Free Loan Protection Insurance

Loan Protection Insurance is the cover that Athenry Credit Union provides for eligible members with Credit Union loans. The premium for this insurance is paid by the Credit Union. Should a member with an outstanding loan balance die, the balance is repaid in full, subject to terms and conditions and certain cover limits which apply. If you are an eligible member, this means that you can borrow from Athenry Credit Union in the full confidence that your dependents will not be obliged to repay the outstanding loan balance in the event of your death*. Learn more here.

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Home Improvement Loan Examples


HOME IMPROVEMENT LOAN (Over €25,000)

6.31% P.A. (6.5% APR)

Amount Requested:
€25,000.00
Term:
60 (Monthly)
Purpose:
Home Improvement Work
Repayment:
€468.94
APR:
6.5%
Total Cost of Credit:
€4,211.81
Total Amount Repayable:
€29,211.81
Representative example as at 19/09/2020

HOME IMPROVEMENT LOAN (Under €25,000)

8.09% P.A. (8.4% APR)

Amount Requested:
€5,000.00
Term:
36 (Monthly)
Purpose:
Home Improvement Work
Repayment:
€172
APR:
8.4%
Total Cost of Credit:
€648.50
Total Amount Repayable:
€5,648.50
Representative example as at 16/04/2019

Where the application is for over €25,000 - costings and planning permission (if required) are to be supplied by the member. Repayments must be made by direct debit. Loans are subject to approval. Normal lending terms and conditions apply.

Warning: This is a variable rate, the cost of your repayments may increase.

Free Loan Protection Insurance is subject to terms and conditions, please click here to learn more

Click here to view documents required to apply for a loan

Click here to view Loan Terms and Conditions