Our Loan Benefits Await you

To ensure your peace of mind, we provide Free Loan Protection Insurance. Our loan approvals are determined by your ability to repay, not on your savings.
Not a member yet? No problem! You can easily join through our convenient app

Loans made easy

To avail of this loan the credit union holds shares which equal the loan amount until the final loan repayment has been made. *For security and peace of mind we offer free Loan Protection Insurance.

Free Loan Protection Insurance

Loan Protection Insurance is the cover that Athenry Credit Union provides for eligible members with Credit Union loans. The premium for this insurance is paid by the Credit Union. Should a member with an outstanding loan balance die, the balance is repaid in full, subject to terms and conditions and certain cover limits which apply. If you are an eligible member, this means that you can borrow from Athenry Credit Union in the full confidence that your dependents will not be obliged to repay the outstanding loan balance in the event of your death*. Learn more here.

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Loan to Shares Examples


LOAN TO SHARES (€5,000)

4% P.A. (4.07% APR)

Amount Requested:
€5,000.00
Term:
36 (Monthly)
Purpose:
Any purpose
Repayment:
€147.64
APR:
4.07%
Total Cost of Credit:
€314.78
Total Amount Repayable:
€5,314.78
Representative example as at 25/07/2023

LOAN TO SHARES (€10,000)

4% P.A. (4.07% APR)

Amount Requested:
€10,000.00
Term:
60 (Monthly)
Purpose:
Any purpose
Repayment:
€184.19
APR:
4.07%
Total Cost of Credit:
€1,050.85
Total Amount Repayable:
€6,050.85
Representative example as at 25/07/2023

Shares to the value of the loan will be held until the loan is cleared. Shares will be offset against the loan if arrears occur. Loans are subject to approval. Normal lending terms and conditions apply.

Warning: This is a variable rate, the cost of your repayments may increase.

Maximum loan amount €50,000.

Free Loan Protection Insurance is subject to terms and conditions, please click here to learn more

Click here to view documents required to apply for a loan

Click here to view Loan Terms and Conditions